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Benefits SummaryBy buying AA Car Insurance you can take advantage of the following benefits:
- 7.5% off their normal prices
- An instant quote
- Immediate cover
- Free security etching for your car windows
- Free call-back service
With Rapid Quote they'll find you the best quote from their large panel of leading insurers in an instant.
CoverBriefly described below are the principal benefits of cover that can apply to your policy. Full details will be shown in your policy document, a specimen of which can be obtained from AA Insurance Services, PO Box 2AA, Newcastle upon Tyne, NE99 2AA.
The Policy and your contract of insurance shall at all times be governed and construed in accordance with English Law
*** covered by all policies
** covered by comprehensive and third party, fire and theft
* covered by comprehensive only
Accidental damage cover *
Damage to your car and its accessories up to their market value including the cost of towing your car to the nearest recommended repairer and the reasonable cost of its re-delivery.
Replacement car *
For cars less than one year old and first registered in your name, which are damaged beyond 60% of the list price, or stolen, a replacement new car of the same make, model and specification will be supplied, provided a model is available and not out of date.
Damage ***
To other people's property.
Driving other cars ***
Your liability to others while driving a car not owned by you, or hired by you under a hire purchase agreement.
Foreign use ***
The Territorial Limits are automatically extended for a period of 45 days to include any member country of the European Union, Czech Republic, Republic of Slovakia, Hungary and Switzerland.
Legal defence ***
The reasonable costs for legal services to defend a charge of manslaughter or dangerous driving causing death in connection with any accident which might involve legal liability covered by this insurance.
Loss of or damage **
To your car by fire, theft or attemped theft.
Medical expenses *
Up to £100 per person (£200 for AA cardholders) for you or your passengers as a result of an accident involving your car.
Passenger negligence ***
(eg careless opening of a door).
Personal accident cover *
£2,500 (£5,000 for AA cardholders) paid to you or your spouse for death or loss of limb or eye arising from an accident with any private car.
Personal belongings *
up to £100 (AA cardholders £125) while they are in your car.
Personal injury ***
To, or death of other people arising out of the use of your car.
Windscreen cover *
Note: Increased benefits for AA cardholders apply only if the policy holder is an AA cardholder at the time of the incident.