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Some benefits of Axa.co.uk car insurance cover:

Damage to or loss of insured vehicle

If your vehicle is stolen, lost or damaged Axa.co.uk can choose to:

• Repair the damage; or
• Replace what is lost or damaged; or
• Pay you the cost of the loss or damage.

There are some exclusions, including:

• Loss of use or value (before or after a claim), wear and tear, breakdown or breakage's e.g. water freezing in the circulation system of your car or a punctured tyre;
The cost of any repair or replacement that improves the value of your vehicle beyond the condition it was in before the loss or damage occurred;
• Loss of your vehicle by deception by someone who claims to be a buyer or agent or loss from repossession of the vehicle or restitution to a rightful owner.
• Loss of or damage to your car by theft or attempted theft if you or anyone else has left it unlocked or left unattended with keys in it, or on it.

New for old

If your car is less than 1 year old you may be entitled to a new vehicle if damages amount to more than 60% of its value*.

*if a replacement car of the same make and model is not available, they will still pay up to the market value of the vehicle at the time of the loss or damage.

Audio equipment and fitted car phones

Covers fitted car audio equipment up to a limit of £500 in total.

Personal belongings cover

Covers loss or damage to personal items as a result of accidental damage, fire or theft up to a limit of £100.

Please note, you are not covered for the following:

• Money, stamps, tickets, documents or securities.
• Tools, equipment, goods or samples carried in connection with any trade or business.
• Property insured by another policy.
• Theft of personal belongings if carried in an open-top or convertible vehicle unless contained in a locked boot.

Earn up to a 70% No Claims Discount

As long as you have not made a claim during the current policy year, they will include a discount in your renewal premium. You can earn discounts for each claim free year up to a maximum of 5 years.

Protect your No Claims Discount

If you accumulate 3 years or more No Claims Discount (from any insurer) you can safeguard it with their Protected No Claims Discount option.

You are allowed to make two claims (even if it's your fault) in any three year period (starting from your first claim) without it affecting your No Claims Discount.

Additional information can be found on the Axa.co.uk Car Insurance website.
(See the links above)