Eclessiastical car insurance offers extensive cover and many benefits which are included as standard. Here are some of the benefits of their policies: - Breakdown cover from the RAC - including At Home, Roadside Assistance and Recovery.
- Nil excess for fire and theft for Comprehansive and Third Party, Fire and Theft policies.
- Overseas Medical Expenses - from Europ Assistance which provides valuable medical assistance following a road traffic accident, when driving in Europe in the insured vehicle.
- UK hospitalisation cover - should you or a passenger fall ill during a journey in the insured vehicle, whether or not you are in the vehicle at the time of the incident.
- Accident recovery and helpline - one free phone call will set the wheels in motion to get you back on the road.
- Free legal expenses - through DAS, Europe's leading legal expenses insurer You will have help to recover your uninsured losses and motoring prosecution defence costs (you must report the incident straight away if you wish to make a claim).
- 24-hour legal helpline - provides confidential advice and guidance on any personal legal problem, not just car-related.
DiscountsAs an Ecclesiastical.com policyholder you may be entitled to one or more of these valuable discounts. - Restricted driving - to one individual or couple.
- Multi-vehicle - for two or more vehicles insured with them.
- Age of car discount - comprehensive insurance only.
- No claims discount, up to 65%
- In the event of one fault claim the discount is reduced by two years. For example, a claim made on a policy with 65% no claims discount will cause the discount to be reduced to 50% at next renewal.
- Protected no claims discount - for a small annual charge you can protect your no claims discount. You can then have up to two claims in any consecutive 5 year period without reduction of your no claims discount. They will let you know if you qualify for this feature.
- Multi-policy - insure both your home and car with us, and receive a discount on both policies.
- Voluntary excess - (comprehensive insurance only). You may add £50, £100 or £250 to any compulsory excess (the higher the excess the lower your premium).
- Security - for vehicles protected by Thatcham, Tracker or Trackbak systems.
- Pass Plus - one year's additional no claims discount.
Clergy BenefitsIf you receive a salary or pension from the Church Commissioners you qualify for special cover when buying car insurance. In addition to the excellent cover their policy already provides, you will also benefit from: - receiving subsidised rates if living in higher rated areas,
- no loss of no claims discount following a claim for theft or malicious damage under a comprehensive policy,
- automatic business use.
Additional information can be found on the Ecclesiastical.com Car Insurance website. (See the links above) | 
Ecclesiastical Car Insurance
