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First Alternative Car Insurance

Click here to find cheap car insurance via our UK motor insurance directory.
We recommend you get a quote from at least three companies.



Firstalternative.co.uk offers competitive car insurance - especially for drivers who usually pay over £400 each year. They also offer great internet discounts to new customers when you buy online. So if you're paying a high price for your cover, get a quote now and see if Firstalternative.co.uk can make a difference for you.

The idea for Firstalternative.co.uk was conceived in 2003 by the company’s Chairman, Peter Wood. Peter pioneered the direct selling of insurance over the telephone in the UK back in 1985, when he launched Direct Line and revolutionised the way that insurance is sold.

With backing from the HBOS Group - and approval from the Financial Services Authority - Firstalternative.co.uk launched its motor insurance product in April 2004 under Chief Executive, Colin Batabyal. The company will run alongside esure - also founded by Peter Wood in 2001- and between the two companies they aim to offer cover to around 95% of drivers.

Firstalternative.co.uk estimates that around 40% (approx 10 million motorists) of private motorists could be classified as non-standard because of the car they drive, their driving history (claims and convictions) or other personal attributes such as age or occupation.

With drivers buying more high value cars and incurring more traffic enforcement penalties per capita, an increasing number of drivers are moving into the non-standard market. To date, the number of providers has not kept pace and many drivers have ended up paying high premiums and up to 20% commission if they buy through brokers.

The Firstalternative.co.uk product offers drivers the opportunity to build up to 75% no claims discount - unlike most other companies who offer only 65%. The company also provides Comprehensive policyholders with courtesy cars while their own are being repaired at one of the company’s network of repairers. Additional information can be found on the Firstalternative.co.uk Car Insurance website.
(See the links above)



The details published on this site are intended for information only and should not be construed as advice under the Financial Services Act 1986. You are advised to take appropriate professional and legal advice before entering into any binding contracts.
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